The credit card or debit card charge UPAY LTD ROCHESTER GB was first spotted on April 08, 2014. This charge has been reported as trusted by 194 users, 308 users marked the credit card charge as suspicious.

Do you know what the source of this charge is? Have you seen UPAY LTD ROCHESTER GB on your credit card, debit card, or prepaid charge card? If so, please comment below!

Charge Information

Merchant Uniware Systems with Upay merchant services on behalf of All Roadchef services including Norton Caines services, M6 (Toll) (edit)
Website www.upay.co.uk (edit)
Phone Number 03302021601 (edit)
Category Payment Services (edit)
Description Upay Payment Services for various clients globally. (edit)
Phone Number

What people are saying...

Willem van IJperen on August 16, 2016

A payment to this company corresponds with a transaction in the canteen of the Dick Vet Clinic (Veterinary School of Medicine in Edinburgh) and therefore is a legitimate payment.

Jeff on August 25, 2016

This corresponds to a purchase in Clackett Lane services on the M25 (Roadchef).

Cathy on May 04, 2017

This was a WHSmith small store at some motorway services, showing as Upay on my statement.

Alison on May 22, 2017

Payment for coffee at Rownhams services, M27/M3 junction

Andrew on June 01, 2017

I think this refers to an own brand catering outlet at Tibshelf services on the M1 North.

kate on June 06, 2017

lunch from chain Baxter Storey

Kris on June 24, 2017

canteen at Cardinal place, 80 Victoria street, London

Dez on July 01, 2017

A legit payment. This was food purchased at the canteen of Askham Bryan College York. (Judging by other comments it must be used by a variety of small catering providers.)

Ernest Ballantyne on July 15, 2017

Even Barclaycard seem unable to identify the merchant associated with a charge listed under Upay ltd. I regard it with suspicion.

John. 14th July 2017 on July 20, 2017

Checked it out and this was a W H Smiths on motorway services.Genuine,

Mark on July 30, 2017

Motorway Services - Roadchef. Genuine Payment

pickle on July 30, 2017

£2.80 Coffee at Askhsm Bryan College canteen ✔

Stuart on August 10, 2017

This was for a Costa Coffe on the M3 at the drive through services.

David boyle on September 10, 2017

Payment at Costa clackett lane. Not a scam if you think £6.48 for two Americanos is cool :)

Dave on Sunday, 29 October 2017 on October 31, 2017

Genuine payment for WH Smith on the M27 Services (Eastbound)

dez on November 03, 2017

I think i had 2 charges from this place and it is University of edinburgh main library cafes card reading machine!!! so safe i guess hahaha

pranay on November 16, 2017

I got charged 80p. at first i thought it was upaychilli.co.uk which is staff catering card. But turns out it may be some scam

Victor G. on November 24, 2017

I have been scamed by upay for over 1.100 euro transaction supposed to be a deposit in my account at a forex broker. The money never reached its destination and now we are in a Visa chargeback dispute

Sallyl on November 27, 2017

Genuine payment for lunch at Newton Rigg College

Sue on December 11, 2017

Legitimate payments for coffee and lunch at the Audrey Emerton Restaurant at RSCH, Brighton

Dave on December 20, 2017

Payment was for Roadchef services at Northampton and then again at Watford Gap on the M1

Danny Shaw on January 08, 2018

WH Smith in clackett lane services M25 South

Arifson on January 11, 2018

UPAY is a global payments processor mainly used in retail and hospitality industry. Just as 'AMAZON' is shown in your statements when you buy from a seller at amazon, the seller is not the amazon. Similarly when you pay for your coffee to a shop using upay for the card payment, for example, you see upay on your statement instead of the name of coffee shop.

Jeremy on February 01, 2018

Quite legit: payment to my old college for a meal.

Jim Carver on March 06, 2018

WH Smith at Norton Canes motorway services last night M6 Southbound. Legit!

Oxford 2018 on March 09, 2018

Top-up payment machine for canteen at Lady Margaret Hall, Oxford. Legit :)

K Meadows on March 27, 2018

Legit payment for family ticket to Askham Bryan wildlife park

C Taylor on April 23, 2018

This was for a known payment at Askham Bryan wildlife park in York

J Butler on July 24, 2018

Came up for a legit payment for lunch at Askham Bryan College Middlesbrough.

Jez N on July 26, 2018

Lunch and coffee at Hearing Dogs for the Deaf cafe, Saunderton

D Wiliams on August 15, 2018

Mine was also for lunch at Hearing Dogs for the Deaf Cafe in Saunderton - would be helpful if there was some form of recognition on your statement

Liz Peskett on August 16, 2018

£10 taken by UPAY ROCHESTER GB following a purchase in WHSmith BOURNEMOUTH.

Jasper Taylor on October 25, 2018

Purchase in Levels Cafe, 9c Holyrood Rd, Edinburgh

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